Insights on transaction enrichment, location data, and contextual banking - from the team that ships Snowdrop into production every week.
Featured · Transaction EnrichmentKroo Bank , a UK-based digital bank, enhanced its in-app transaction experience by enriching raw payment data with clean merchant names, logos and location insights.
Digital banking is becoming highly efficient. Users can send money, review transactions, manage cards, and check balances in seconds. Yet despite this progress, many digital banking experiences still feel unintuitive in everyday use.
Global digital payments now handle trillions of dollars every year, while cash use in many countries has dropped to single-digit percentages of everyday spending.
London, United Kingdom – 7th April, 2026
Every transaction, payment, or card swipe reveals something about a customer’s life. Yet even with all this information, banks often struggle to understand what it truly means for the people behind the numbers.
Visa is following Mastercard’s AN4569 mandate by introducing new global requirements for enhanced merchant data. Following Mastercard's launch of its enhanced payment data initiative in Europe in 2023, Visa has announced a European rollout that will require issuers to display…
Contextual banking is the next evolution in digital banking experiences. At its core, it means creating meaningful interactions with consumers by using information relevant to their specific financial needs at any moment in time.
A test key, one endpoint, and a worked example for every language. No card required.
